Individual Ira Limits 2025

Individual Ira Limits 2025. Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth. Review a table to determine if your modified adjusted gross income (agi) affects the amount of your deduction from your ira.


Individual Ira Limits 2025

If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth. In 2025, those adjustments will make a big difference in who can contribute to a roth.

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